Head of Market Analysis & Research
As Head of Market Analysis & Research, Andreas Worthingtonester is the critical quantitative mind driving Ontp Invest's predictive capabilities. He leads a specialized team dedicated to the exhaustive review of global economic indicators, geopolitical shifts, and sectoral momentum. Andreas’s unique strength lies in advanced quantitative modeling and predictive analytics, which allows the firm to deliver highly rigorous and timely expert analysis on fast-moving market trends. His research underpins every investment recommendation, ensuring that clients receive the sophisticated intelligence necessary to execute effective investment strategies and optimize portfolio performance.
Know What You Owe Before you can pay off debt faster, you need to see the full battlefield. List every single debt. That includes credit cards, student loans, personal loans even that $300 you owe your friend (write it down). Track the balance, interest rate, minimum payment, and due date for each. This isn’t about […]
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Why Asset Allocation Isn’t Optional Everyone wants to outsmart the market. But consistently guessing right is a losing game. The truth is simple: long term wealth doesn’t come from timing the market it comes from time in the market. Staying invested through both the highs and the lows gives compounding the runway it needs to
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Anyone who’s tried to buy a limited Jordan release or a Pop Mart Labubu figure knows the frustration. You refresh the page at exactly 10:00 AM, click “Add to Cart” within two seconds, and somehow it’s already sold out. What gives? The short answer: you’re competing against people with better tools. The longer answer involves
Living on disability-based income requires thoughtfulness, foresight, and strong financial management. Fixed or limited income streams such as SSDI (Social Security Disability Insurance) or SSI (Supplemental Security Income) leave little room for error when unexpected expenses arise. Medical emergencies, assistive equipment replacements, transportation issues, or changes in housing costs can quickly disrupt financial stability.
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Key Highlights Here are the key takeaways from our guide on fair hiring: Building a fair hiring process starts with using the right diversity recruitment software. These tools help reduce unconscious bias by anonymising candidate information during the hiring process. Leveraging AI and DEI filters allows hiring managers to focus on skills over demographics. Diversity
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Key Highlights Real estate agents in Australia will have new AML/CTF obligations starting 1 July 2026. The real estate sector is now considered a ‘designated service’ due to the high risk of money laundering in property transactions. Conducting Know Your Customer (KYC) checks is a core part of customer due diligence to verify client identities.
Conducting KYC Checks: Essential AML Compliance for Real Estate Agents Read More »
Key Highlights Here are the key takeaways about securing a BYD Seal with a novated lease: A novated lease allows you to bundle your car finance and all running costs into one simple, regular payment. You make payments using your pre-tax salary, which can lower your taxable income and lead to significant tax savings. The
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Core Messaging from the Fed in 2026 Inflation still sits front and center in the Fed’s policy lens, but there’s a shift in tone. Prices are cooling not dramatically, but enough to suggest the most aggressive hikes are behind us. The edge is off, and markets are finally catching a breath. That said, nobody at
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Why Setting Financial Goals in 2026 Matters The economy doesn’t sit still. Prices shift, jobs evolve, and markets ride waves most of us can’t predict. That’s why financial goals in 2026 aren’t optional they’re essential. Without them, your money goes where the wind blows. Clear goals give your finances structure. They separate needs from wants
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Why Free Tools Still Pack Power in 2026 There’s no badge of honor in overspending on financial tools anymore. Over the past few years, free finance tech has leveled up fast. You don’t need a paid app or a degree in economics to start managing your money well. The new generation of free tools comes
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